Please read these Terms of Service carefully before using DiversifyVault ("the Platform"). By accessing or using our platform, you agree to be bound by these terms.
DiversifyVault is an educational technology and referral platform designed to help individuals learn about wealth strategies including whole life insurance and related financial concepts. We are not a licensed insurance agency, financial advisory firm, or registered investment advisor.
All content on this platform is provided for general educational and informational purposes only. Nothing on this platform constitutes financial, tax, legal, or insurance advice.
The information provided by DiversifyVault, including content generated by our AI advisor tool, is strictly educational in nature. It does not constitute and should not be construed as personalized financial, investment, insurance, tax, or legal advice.
All financial and insurance decisions should be made in consultation with qualified, licensed professionals who are familiar with your individual circumstances. DiversifyVault connects interested individuals with licensed professionals upon request — this connection does not constitute an endorsement or recommendation.
Our AI-powered advisor is designed to explain general concepts and answer educational questions about wealth strategies. It is not a licensed financial advisor, insurance agent, or fiduciary. Responses from the AI tool are general in nature and may not reflect your individual financial situation, risk tolerance, or applicable laws in your jurisdiction.
DiversifyVault may connect users with licensed financial professionals or insurance advisors upon request. This connection is a referral service only. DiversifyVault does not receive compensation tied to policy sales or premiums. Any engagement with referred professionals is solely between you and that professional.
By using this platform, you agree to provide accurate information, use the platform for lawful purposes only, and not rely solely on platform content for financial decisions. You are responsible for independently verifying all information before making any financial decision.
All content on DiversifyVault including design, copy, AI systems, and educational materials is the intellectual property of DiversifyVault and its operators. Unauthorized reproduction, distribution, or commercial use is prohibited.
DiversifyVault and its operators are not liable for any financial losses, damages, or outcomes resulting from information obtained through this platform or decisions made based on that information. Use of this platform is at your own risk.
Our platform may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or accuracy of third-party sites.
We reserve the right to modify these Terms at any time. Continued use of the platform following changes constitutes acceptance of the updated Terms.
These Terms shall be governed by and construed in accordance with applicable laws. Any disputes shall be resolved through good-faith negotiation before pursuing formal legal remedies.
For questions about these Terms, contact us at: legal@diversifyvault.com